how Affirm works
Hello, savvy shoppers
Looking for a better way to pay over time? Affirm will never hit you with late fees, hidden fees, or sneaky fine print. Now that’s smart.
Buying with Affirm is easy
Fill your cart
Shop your favorite stores and then select Affirm at checkout. Enter a few pieces of information for a real-time decision.
Choose how you pay
Select the payment schedule that works for you, then confirm your loan. We’ll never charge more than you see up front.
Make easy monthly payments
Download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders so you never miss a payment.